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ContactCenter@radabank.com.ua
ContactCenter@radabank.com.ua

Car loans

Make your dream of a personal car come true!

Fixed interest rate: from 14% per annum

Long term loan: up to 5 years

The loan amount is up to 1,4 million UAH and up to 1 million UAH for used cars

Quick decision
  making

Without penalties for early repayment

Car lending terms:

  • Down payment: 30-50%
  • Loan amount: To 1 400 000 UAH
  • Term: Up to 5 years
  • Interest rate: From 14% to 18.9% per annum in UAH , depending on the loan term
  • Monthly commission fee: 0,3%
  • Type of interest rate: Fixed
  • Repayment schedule: Standart
  • One-time fee for the loan: 2% of the loan amount
  • Guarantee: Is provided on the Bank request
  • Real annual interest ratetaking into account additional and related services of 3 people: From 32% to 40% per annum in UAH , depending on the loan term

Car lending terms:

Down payment 30-50%
Loan amount To 1 400 000 UAH
Term Up to 5 years
Interest rate From 14% to 18.9% per annum in UAH , depending on the loan term
Monthly commission fee 0,3%
Type of interest rate Fixed
Repayment schedule Standart
Onetime fee for the loan 2% of the loan amount
Guarantee Is provided on the Bank request
Real annual interest rate From 32% to 40% per annum in UAH , depending on the loan term
 
If you want to buy a car on credit

What extra payments are required?

  • Compulsory CASCO insurance in partner insurance companies
  • Notary services (for registration: a pledge agreement, extracts from the tax register and the State Register of Encumbrances on Movable Property registry, the consent of the spouse)
  • Additionally for used car: valuation expert services (if required)

Requirements to the Borrower

  • Individuals - citizens of Ukraine, who are registered on its territory
  • Stable official incomes
  • Age from 23 years, provided that at the time of termination of the loan agreement the Borrower will not reach the retirement age, according to the current legislation of Ukraine
  • Working experience at the last workplace at least 6 months
  • For individuals in case of income confirmation of the entrepreneurial activity subject, the term of activity must be at least 2 years

List of required documents

  • The Ukrainian passport of the borrower and a copy of the passport of the wife / husband of the Borrower (all pages containing any information);
  • Information on the registration number of the taxpayer's registration card of Ukraine (or identification number according to the State Register of individuals - taxpayers and other obligatory payments) or a copy of the passport of the citizen of Ukraine, which is marked as a refusal to accept the registration number of the taxpayer's registration card of Ukraine;
  • Written spouse`s consent to receive a loan (in case of pledge agreement signing is required notarial);
  • Purchase agreement or invoice for a car;
  • Documents on the financial position of the Borrower:

for an individual:

  • Borrower`s employment background certificate and/or the Borrower's spouse, certified in the accounting department no earlier than 2 weeks before the day of its submission to the Bank, which confirms the job post of the Borrower and/or the Borrower's spouse and accrued wages for the last six months

for an individual business entity:

  • Business entity registration certificate or certified copy of an entry/extract from the Unified State Register of Legal Entities and Individual Entrepreneurs, which confirms the fact of state registration
  • Declarations of property and incomes:
    - for the last 4 financial reporting periods (for business entities that report quarterly);
    - one annual declaration (for business entities that report annually), or a tax return of a flat tax payer: an individual entrepreneur.
  • Other documents on the Bank request

Need a detailed consulting about the car loan?

It is available in any convenient way:

Call to

Contact center*

0 800 500 999

*Free of charge from all phone numbers within Ukraine

 

Or fill in the feedback form