Car loans

Make your dream of a personal car come true!

Fixed interest rate: from 14% per annum

Long term loan: up to 5 years

The loan amount is up to 1,4 million UAH and up to 1 million UAH for used cars

Quick decision
making

Without penalties for early repayment

Conditions:	New car	Used car
Down payment	From 30%	From 50%
Loan amount	To 1 400 000 UAH	To 1 000 000 UAH
Term	Up to 5 years
Interest rate	From 14% per annum in UAH
Monthly commission fee	0,3%
Type of interest rate	Fixed
Repayment schedule	Standart
One-time fee for the loan	2% of the loan amount
Guarantee	Is provided on the Bank request
Real annual interest rate	Form 21%

If you want to buy a car on credit

Compulsory CASCO insurance in partner insurance companies
Notary services (for registration: a pledge agreement, extracts from the tax register and the State Register of Encumbrances on Movable Property registry, the consent of the spouse)
Additionally for used car: valuation expert services (if required)

Individuals - citizens of Ukraine, who are registered on its territory
Stable official incomes
Age from 23 years, provided that at the time of termination of the loan agreement the Borrower will not reach the retirement age, according to the current legislation of Ukraine
Working experience at the last workplace at least 6 months
For individuals in case of income confirmation of the entrepreneurial activity subject, the term of activity must be at least 2 years

The Ukrainian passport of the borrower and a copy of the passport of the wife / husband of the Borrower (all pages containing any information);
Information on the registration number of the taxpayer's registration card of Ukraine (or identification number according to the State Register of individuals - taxpayers and other obligatory payments) or a copy of the passport of the citizen of Ukraine, which is marked as a refusal to accept the registration number of the taxpayer's registration card of Ukraine;
Written spouse`s consent to receive a loan (in case of pledge agreement signing is required notarial);
Purchase agreement or invoice for a car;
Documents on the financial position of the Borrower:

Borrower`s employment background certificate and/or the Borrower's spouse, certified in the accounting department no earlier than 2 weeks before the day of its submission to the Bank, which confirms the job post of the Borrower and/or the Borrower's spouse and accrued wages for the last six months

Business entity registration certificate or certified copy of an entry/extract from the Unified State Register of Legal Entities and Individual Entrepreneurs, which confirms the fact of state registration
Declarations of property and incomes:
- for the last 4 financial reporting periods (for business entities that report quarterly);
- one annual declaration (for business entities that report annually), or a tax return of a flat tax payer: an individual entrepreneur.
Other documents on the Bank request

It is available in any convenient way:

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