Base interest rates and deposit terms
(valid from 01.08.2022):
For the term deposits “OGO!” and “TIP-TOP” in UAH, RADABANK provides a loyalty program in the form of additional interest charging on deposits: a bonus to the base interest rate.
The depositor has the right to use only one bonus program for one existing deposit. The summation of bonuses is impossible.
Deposit account opening is possible for both Ukrainian and foreign citizens.
Citizens of Ukraine are required to provide:
Pensioners are also required to provide the pension certificate in order to obtain the bonuses.
For Foreign citizens:
You can replenish your deposit in any convenient way:
When placing deposits in banks with interest payments, it is necessary to take into account that the deposit income will be subject to tax. At the time of each interest calculation, the Bank will withhold tax in accordance with the Tax Code and with the further funds transfer to the budget.
Prolongation (autolongation) of the deposit is an automatic renewal of the bank deposit agreement after its expiration date. By default it is provided for certain types of deposits in accordance with the deposit terms. The deposit amount is subject to prolongation, and the accrued interest is credited to the corresponding account specified by the depositor. The new term of deposit funds attracting starts on the next day after the expiration of the previous term for the interest rate set in the bank for this type of deposit on the date of the new term of deposit attracting commencement.
The deposit prolongation occurs on the following conditions:
The Customer can refuse a deposit autolongation option at any time of the deposit agreement by:
Prolongation of the deposit term for a new term is carried out without the depositor’s presence as well as any contracts, statements and additional agreements conclusion.
The Customer can order the activation of a previously disabled deposit autolongation option no later than one day preceding the deposit return date by:
On the last day of the bank deposit agreement term, the Customer’s refusal of prolongation is accepted only during the Bank’s operating time and the deposit amount with the accured interest are paid on the next operational (business) day. The activation of the prolongation option on the penultimate business day of the bank deposit agreement term is also possible during the Bank’s operating time.
Deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: terms of the deposit provide for the possibility of early termination.
Do you want to terminate your bank deposit agreement early? – You must apply to the Bank’s branch where the deposit agreement is serviced. The application is accepted during the Bank’s operating day. The day of termination of the contract shall be considered the day of registration by the Bank of the Application. Early termination of the bank deposit agreement is also available using the RB24 mobile app.
Term deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: have no possibility of early contract termination.
“WOW”: has the contract termination possibility at any time. If the customer decides to close the deposit after the funds have been in the deposit account for more than 7 calendar days, interest is paid in full. If the contract termination occurs within a period of up to 7 calendar days, accured interest is paid on the based of 0,1% annum rate in UA.
RADABANK has been a member of the “Individuals Deposit Guarantee Fund” since 1999. IDGF recovers up to 200 000 UAH on deposits including interest to the customers of the troubled Banks.
Deposit “RADAGOLD”is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk. The minimum deposit amount is 50 g. The maximum amount is not limited. The deposit is made by transferring from the current account in banking metals to RADABANK. The interest on this deposit is calculated daily and paid at the end of the deposit term in national currency at the rate of NBU on the date of operation, by transferring to the depositor`s current/card account in RADABANK in UAH.
The deposit has the early termination of the bank deposit contract a replenishment possibility. The minimum replenishment amount – 5 g. Partial withdrawals are not provided.
*Безкоштовно зі всіх номерів на території України
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