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ContactCenter@radabank.com.ua
ContactCenter@radabank.com.ua

Deposits

For individuals

Deposit calculator

all deposits

Deposit "TAKE IT" / TERM DEPOSIT "TAKE IT"

With the option to choose the date of return and interest capitalization. The minimum deposit amount: 10 UAH / 10 USD / 10 EUR. The maximum amount is not limited.

 8,00 – 9,00% ₴

0,95 – 1,75% $

0,10 – 0,50% €

per annum, interest rate

 

3 – 12 mo.

deposit term
 

Deposit "TAKE IT" / TERM DEPOSIT "TAKE IT"

With the option to choose the date of return and interest capitalization. The minimum deposit amount: 10 UAH / 10 USD / 10 EUR. The maximum amount is not limited.

8,00 - 9,00% ₴
0,95 - 1,75% $
0,10 - 0,50% €

per annum, interest rate

3 - 12 mo.

deposit term

DEPOSIT "OGO!" / TERM DEPOSIT "OGO!"

With the maximum interest rate. Interest is paid after the deposit contract expiration. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR. The maximum amount is not limited.

 6,50 – 10,75% ₴

0,75 – 2,05% $

0,10 – 0,80% €

per annum, interest rate

 

1 – 24 mo.

deposit term
 

DEPOSIT "OGO!" / TERM DEPOSIT "OGO!"

With the maximum interest rate. Interest is paid after the deposit contract expiration. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR. The maximum amount is not limited.

6,50 - 10,75% ₴
0,75 - 2,05% $
0,10 - 0,80% €

per annum, interest rate

1 - 24 mo.

deposit term

DEPOSIT "TIP-TOP" / TERM DEPOSIT "TIP-TOP"

With a monthly interest payment. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR. The maximum amount is not limited.

 6,50 – 10,50% ₴

0,75 – 2,00% $

0,10 – 0,75% €

per annum, interest rate

 

1 – 24 mo.

deposit term
 

DEPOSIT "TIP-TOP" / TERM DEPOSIT "TIP-TOP"

With a monthly interest payment. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR. The maximum amount is not limited.

6,50 - 10,50% ₴
0,75 - 2,00% $
0,10 - 0,75% €

per annum, interest rate

1 - 24 mo.

deposit term

"WOW!!!"

The option of contract early termination and the interest preservation. The minimum deposit amount is 1000 UAH. The maximum amount is not limited.
growing

 6,50 – 13,3% ₴

per annum, interest rate

 

 

371 days

deposit term

"WOW!!!"

The option of contract early termination and the interest preservation. The minimum deposit amount is 1000 UAH. The maximum amount is not limited.

growing  6,50 - 14,3% ₴

per annum, interest rate

371 days

deposit term

RADAGOLD

Is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk. The maximum deposit amount is not limited.

 1% XAU

per annum, interest rate

 

6 – 24 mo.

deposit term
 

RADAGOLD

Is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk. The maximum deposit amount is not limited.

 1% XAU (gold)

per annum, interest rate

6 - 24 mo.

deposit term

Guarantees

Deposit safety guarantee

RADABANK has been a member of the “Individuals Deposit Guarantee Fund” since 1999.
IDGF recovers up to 200 000 UAH on deposits including interest to the customers of the troubled Banks.

Loyalty program

For the term deposits “OGO!”  and “TIP-TOP” in UAH, RADABANK provides a loyalty program in the form of additional interest charging on deposits: a bonus to the base interest rate.

  • For the pensioners: + 0,5% to the basic rate
  • For the depositors opened a deposit online with the help of RB24 Online or via the mobile App RB24: +0,5%
  • When rolling over deposit for a new term, and also in the presence of previously opened deposits: + 0.25%
  • For the payroll cards holders: + 0.25%

The depositor has the right to use only one bonus program for one existing deposit. The summation of bonuses is impossible.

Deposits placement terms

All interest rates
Required documents
Deposit replenishment
Taxes
Prolongation
Early termination
Preservation guarantee
RADAGOLD

Base interest rates and deposit terms
(valid from 26.08.2021):

Minimum deposit amount Deposit currency Annual interest rate, %

1 mo.

(31-36)

3 mos.

(91-96)

6 mos.

(183-188)

12 mos.

(370-375)

24 mos.

(730-735)

Term deposit “OGO”
With interest payment at the end of the term
₴ 1 000 UAH 7,00 9,60 9,70 10,75
$ 100 USD 1,00 1,55 1,80 2,05
€ 100 EUR 0,10 0,30 0,55 0,80
“OGO”
With interest payment at the end of the term
₴ 1 000 UAH 6,50 8,60 8,70 9,75 8,75
$ 100 USD 0,75 1,05 1,40 1,55 1,55
€ 100 EUR 0,10 0,10 0,15 0,30 0,30
TERM DEPOSIT “TIP-TOP”
With monthly interest payment
₴ 1 000 UAH 7,00 9,50 9,50 10,50
$ 100 USD 1,00 1,50 1,75 2,00
€ 100 EUR 0,10 0,25 0,50 0,75
TIP-TOP
With monthly interest payment
₴ 1 000 UAH 6,50 8,50 8,50 9,50 8,50
$ 100 USD 0,75 1,00 1,35 1,50 1,50
€ 100 EUR 0,10 0,10 0,10 0,25 0,25
TERM DEPOSIT “TAKE IT!!!’
with interest payment at the end of the term, with interest capitalization
With the deposit replenish option
 

92-183 days

(3-6 months)

184-365 days

(6-12 months)

₴ 10 UAH 8,50 9,00
$ 10 USD 1,35 1,75
€ 10 EUR 0,25 0,50
“TAKE IT!!!”
With interest payment at the end of the term, with interest capitalization
With the deposit replenish option
 

92-183 days

(3-6 months)

184-365 days

(6-12 months)

₴ 10 UAH 8,00 8,50
$ 10 USD 0,95 1,35
€ 10 EUR 0,10 0,10
“WOW!!!”
With weely interest payment
₴ 1 000 UAH 371 days 6,50 + 0,15 weekly
 

Deposit account opening is possible for both Ukrainian and foreign citizens.

Required documents:

Citizens of Ukraine are required to provide:

  • passport;
  • taxpayer registration card number.

Pensioners are also required to provide the pension certificate in order to obtain the bonuses.

For Foreign citizens:

  • passport;
  • document on the place of residence or temporary residence of an individual in Ukraine;
  • taxpayer registration card number.

You can replenish your deposit in any convenient way:

  • in the RB24 mobile app;
  • via RB24 Online;
  • via regular payment from cards/accounts opened in RADABANK;
  • in any branch of RADABANK throughout Ukraine.

 

When placing deposits in banks with interest payments, it is necessary to take into account that the deposit income will be subject to tax. At the time of each interest calculation, the Bank will withhold tax in accordance with the Tax Code and with the further funds transfer to the budget.

Prolongation (autolongation) of the deposit is an automatic renewal of the bank deposit agreement after its expiration date. By default it is provided for certain types of deposits in accordance with the deposit terms. The deposit amount is subject to prolongation, and the accrued interest is credited to the corresponding account specified by the depositor. The new term of deposit funds attracting starts on the next day after the expiration of the previous term for the interest rate set in the bank for this type of deposit on the date of the new term of deposit attracting commencement.

The deposit prolongation occurs on the following conditions:

  • If on the deposit expiration date, the appropriate type of deposit and the automatic renewal possibility are provided for by the bank deposits placing terms.
  • If on the date of deposit extension there is no corresponding deposit type in the Bank, the Bank shall inform the Customer in writing or via SMS using the details specified in the Bank’s customer base no later than 2 calendar days before the end of the deposit term, and the funds from the deposit account with the accrued interest are transfered to the account specified in the attachment to the “Comprehensive Banking Services for Individuals” as a deposit return account.

The Customer can refuse a deposit autolongation option at any time of the deposit agreement by:

  • appealing to the Bank branch and submitting a written statement of refusal to prolong the deposit;
  • appealing to the Bank Contact center;
  • disabling autolongation in RB24.

Prolongation of the deposit term for a new term is carried out without the depositor’s presence as well as any contracts, statements and additional agreements conclusion.

The Customer can order the activation of a previously disabled deposit autolongation option no later than one day preceding the deposit return date by:

  • appealing to the Bank branch and submitting a written statement for the deposit prolongation option activation;
  • appealing to the Bank Contact center;
  • enabling autolongation in RB24.

On the last day of the bank deposit agreement term, the Customer’s refusal of prolongation is accepted only during the Bank’s operating time and the deposit amount with the accured interest are paid on the next operational (business) day. The activation of the prolongation option on the penultimate business day of the bank deposit agreement term is also possible during the Bank’s operating time.

Deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: terms of the deposit provide for the possibility of early termination.

Do you want to terminate your bank deposit agreement early? – You must apply to the Bank’s branch where the deposit agreement is serviced. The application is accepted during the Bank’s operating day. The day of termination of the contract shall be considered the day of registration by the Bank of the Application.

Term deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: have no possibility of early contract termination.

“WOW”: has the contract termination possibility at any time. If the customer decides to close the deposit after the funds have been in the deposit account for more than 7 calendar days, interest is paid in full. If the contract termination occurs within a period of up to 7 calendar days, accured interest is paid on the based of 0,1% annum rate in UA.

 

RADABANK has been a member of the “Individuals Deposit Guarantee Fund” since 1999. IDGF recovers up to 200 000 UAH on deposits including interest to the customers of the troubled Banks.

Deposit “RADAGOLD”is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk. The minimum deposit amount is 50 g. The maximum amount is not limited. The deposit is made by transferring from the current account in banking metals to RADABANK. The interest on this deposit is calculated daily and paid at the end of the deposit term in national currency at the rate of NBU on the date of operation, by transferring to the depositor`s current/card account in RADABANK in UAH.

The deposit has the early termination of the bank deposit contract a replenishment possibility. The minimum replenishment amount – 5 g. Partial withdrawals are not provided.

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