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ContactCenter@radabank.com.ua
ContactCenter@radabank.com.ua

Deposits

For individuals

Deposit calculator

all deposits

Deposit "TAKE IT" / TERM DEPOSIT "TAKE IT"

With the option to choose the date of return and interest capitalization. The minimum deposit amount: 10 UAH / 10 USD / 10 EUR.

up to

14,5%

per annum, interest rate

 

up to

1 year

deposit term

 

 

₴ $ €

deposit currency

 

Deposit "TAKE IT" / TERM DEPOSIT "TAKE IT"

With the option to choose the date of return and interest capitalization. The minimum deposit amount: 10 UAH / 10 USD / 10 EUR.

up to 14,5%

per annum, interest rate

up to 1 year

deposit term

₴ $ €

deposit currency

DEPOSIT "OGO" / TERM DEPOSIT "OGO"

With the maximum interest rate. Interest is paid after the deposit contract expiration. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR.

up to

16%

per annum, interest rate

 

up to

2 years

deposit term

 

 

₴ $ €

deposit currency

 

DEPOSIT "OGO" / TERM DEPOSIT "OGO"

With the maximum interest rate. Interest is paid after the deposit contract expiration. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR.

up to 16%

per annum, interest rate

up to 2 years

deposit term

₴ $ €

deposit currency

DEPOSIT "TIP-TOP" / TERM DEPOSIT "TIP-TOP"

With a monthly interest payment. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR.

up to

15%

per annum, interest rate

 

up to

2 years

deposit term

 

 

₴ $ €

deposit currency

 

DEPOSIT "TIP-TOP" / TERM DEPOSIT "TIP-TOP"

With a monthly interest payment. The minimum deposit amount: 1000 UAH / 100 USD / 100 EUR.

up to 15%

per annum, interest rate

up to 2 years

deposit term

₴ $ €

deposit currency

"WOW!!!"

The option of contract early termination and the interest preservation. The minimum deposit amount is 1000 UAH.

up to

21,9%

per annum, interest rate

 

up to

371 days

deposit term

 

 

deposit currency

 

"WOW!!!"

The option of contract early termination and the interest preservation. The minimum deposit amount is 1000 UAH.

up to 21,9%

per annum, interest rate

up to 371 days

deposit term

deposit currency

"WEEKLY"

With the interest payment at the end of the deposit term. The minimum deposit amount: 500 000 UAH/ 25 000 USD.

 

1%

per annum, interest rate

 

 

7 days

deposit term

 

 

₴ $ 

deposit currency

 

"WEEKLY"

With the interest payment at the end of the deposit term. The minimum deposit amount: 500 000 UAH/ 25 000 USD.

up to 1%

per annum, interest rate

up to 7 days

deposit term

₴ $

deposit currency

Certificate of deposit

A paper security issued by RADABANK, certifying the deposit amount made by the customer to the Bank and the right of the Certificate Holder to receive the deposit amount and interest in full upon the expiration of the established period.

up to

16,5%

per annum, interest year

 

up to

1 year

deposit term

 

 

₴ $ €

deposit currency

 

Certificate of deposit

A paper security issued by RADABANK, certifying the deposit amount made by the customer to the Bank and the right of the Certificate Holder to receive the deposit amount and interest in full upon the expiration of the established period.

up to 16,5%

per annum, interest rate

up to 1 year

deposit term

₴ $ €

deposit currency

RADAGOLD

Is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk.

up to

2,5%

per annum, interest rate

 

 

up to

2 years

deposit term

 

 

Gold

XAU

deposit currency

 

RADAGOLD

Is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk.

up to 2,5%

per annum, interest rate

up to 2 years

deposit term

Gold XAU

deposit currency

 

Guarantees

Deposit safety guarantee

RADABANK has been a member of the “Individuals Deposit Guarantee Fund” since 1999.
IDGF recovers up to 200 000 UAH on deposits including interest to the customers of the troubled Banks.

Loyalty program

For the term deposits “OHO!”  and “TIP-TOP” in UAH, RADABANK provides a loyalty program in the form of additional interest charging on deposits: a bonus to the base interest rate.

  • For the pensioners: + 0,5% to the basic rate
  • For the depositors opened a deposit online with the help of RB24 Online or via the mobile App RB24: +0,5%
  • When rolling over deposit for a new term, and also in the presence of previously opened deposits: + 0.25%
  • For the payroll cards holders: + 0.25%

The depositor has the right to use only one bonus program for one existing deposit. The summation of bonuses is impossible.

Deposits placement terms

Required documents
All interest rates
Deposit replenishment
Taxes
Prolongation
Early termination
Preservation guarantee
RADAGOLD

Deposit account opening is possible for both Ukrainian and foreign citizens.

Required documents:

Citizens of Ukraine are required to provide:

  • passport;
  • taxpayer registration card number.

Pensioners are also required to provide the pension certificate in order to obtain the bonuses.

For Foreign citizens:

  • passport;
  • document on the place of residence or temporary residence of an individual in Ukraine;
  • taxpayer registration card number.

Base interest rates and deposit terms
(valid from 01.11.2019):

Minimum deposit amount Deposit currency Annual interest rate, %
1 mo.(31) 2 mos.(61) 3 mos.(91) 6 mos.(183) 12 mos.(370) 24 mos.(730)

Term deposit “OGO”
With interest payment at the end of the term

₴ 1 000 UAH 14,00 15,00 15,50 16,00 15,50
$ 100 USD 1,80 2,55 3,35 3,85 4,00
€ 100 EUR 1,30 2,05 2,85 3,35 3,50

“OGO”
With interest payment at the end of the term

₴ 1 000 UAH 13,50 14,50 15,00 15,00 14,50 13,50
$ 100 USD 1,80 1,80 2,80 3,15 3,40 2,90
€ 100 EUR 1,30 1,30 2,30 2,65 2,90 2,40

TERM DEPOSIT “TIP-TOP”
With monthly interest payment

₴ 1 000 UAH 13,50 14,50 15,00 15,00 14,50
$ 100 USD 1,80 2,55 3,30 3,80 3,90
€ 100 EUR 1,30 2,05 2,80 3,30 3,40

TIP-TOP
With monthly interest payment

₴ 1 000 UAH 13,00 13,50 14,00 14,00 13,50 12,50
$ 100 USD 1,80 1,80 2,30 2,80 2,90 2,40
€ 100 EUR 1,30 1,30 1,80 2,30 2,40 1,90

TERM DEPOSIT “TAKE IT!!!’
with interest payment at the end of the term, with interest capitalization
With the deposit replenish option

 

92-183 days

 (3-6 months) 

184-365 days

(6-12 months)

₴ 10 UAH 14,50 13,50
$ 10 USD 3,30 3,30
€ 10 EUR 2,80 2,80

“TAKE IT!!!”
With interest payment at the end of the term, with interest capitalization
With the deposit replenish option

 

92-183 days

 (3-6 months) 

184-365 days

(6-12 months)

₴ 10 UAH 13,50 12,50
$ 10 USD 2,30 2,30
€ 10 EUR 1,80 1,80

“WOW!!!”
With weely interest payment

₴ 1 000 UAH 371 days 11,50 + 0,20 weekly

“WEEKLY”
With interest payment at the end of the term

₴ 500 000 UAH Term of 7 days – 1% year
$ 25 000 USD Term of 7 days – 1% year

 

 

TERM DEPOSIT “RADAGOLD”
With the automatic agreement prolongation option on the Customer`s application
Minimum deposit amount Type of bank metal Annual interest rate, %
6 mos. (183) 12 mos.(370) 18 mos. (550) 24 mos. (730)
50 grams Gold (XAU) 1% 1,5% 2% 2,5%

 

Bearer certificate of deposit (on term)
With interest payment at the end of the term. Without automatic prolongation option 
Minimum deposit amount Maximum deposit amount Deposit currency Annual interest rate, %
6 mos.(183) 12 mos. (370)
₴10 000 ₴150 000 UAH 16,50% 16,00%
$500 $5 000 USD 4,35% 4,50%
€500 €5 000 EUR 3,85% 4,00%

You can replenish your deposit in any convenient way:

  • in the RB24 mobile app;
  • via RB24 Online;
  • via regular payment from cards/accounts opened in RADABANK;
  • in any branch of RADABANK throughout Ukraine.

 

When placing deposits in banks with interest payments, it is necessary to take into account that the deposit income will be subject to tax. At the time of each interest calculation, the Bank will withhold tax in accordance with the Tax Code and with the further funds transfer to the budget.

Prolongation (autolongation) of the deposit is an automatic renewal of the bank deposit agreement after its expiration date. By default it is provided for certain types of deposits in accordance with the deposit terms. The deposit amount is subject to prolongation, and the accrued interest is credited to the corresponding account specified by the depositor. The new term of deposit funds attracting starts on the next day after the expiration of the previous term for the interest rate set in the bank for this type of deposit on the date of the new term of deposit attracting commencement.

The deposit prolongation occurs on the following conditions:

  • If on the deposit expiration date, the appropriate type of deposit and the automatic renewal possibility are provided for by the bank deposits placing terms.
  • If on the date of deposit extension there is no corresponding deposit type in the Bank, the Bank shall inform the Customer in writing or via SMS using the details specified in the Bank’s customer base no later than 2 calendar days before the end of the deposit term, and the funds from the deposit account with the accrued interest are transfered to the account specified in the attachment to the “Comprehensive Banking Services for Individuals” as a deposit return account.

The Customer can refuse a deposit autolongation option at any time of the deposit agreement by:

  • appealing to the Bank branch and submitting a written statement of refusal to prolong the deposit;
  • appealing to the Bank Contact center;
  • disabling autolongation in RB24.

Prolongation of the deposit term for a new term is carried out without the depositor’s presence as well as any contracts, statements and additional agreements conclusion.

The Customer can order the activation of a previously disabled deposit autolongation option no later than one day preceding the deposit return date by:

  • appealing to the Bank branch and submitting a written statement for the deposit prolongation option activation;
  • appealing to the Bank Contact center;
  • enabling autolongation in RB24.

On the last day of the bank deposit agreement term, the Customer’s refusal of prolongation is accepted only during the Bank’s operating time and the deposit amount with the accured interest are paid on the next operational (business) day. The activation of the prolongation option on the penultimate business day of the bank deposit agreement term is also possible during the Bank’s operating time.

Deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: terms of the deposit provide for the possibility of early termination.

Do you want to terminate your bank deposit agreement early? – You must apply to the Bank’s branch where the deposit agreement is serviced. The application is accepted during the Bank’s operating day. The day of termination of the contract shall be considered the day of registration by the Bank of the Application.

Term deposits “TAKE IT!!!”, “OGO” and “TIP-TOP”: have no possibility of early contract termination.

“WOW”: has the contract termination possibility at any time. If the customer decides to close the deposit after the funds have been in the deposit account for more than 7 calendar days, interest is paid in full. If the contract termination occurs within a period of up to 7 calendar days, accured interest is paid on the based of 0,1% annum rate.

RADABANK has been a member of the “Individuals Deposit Guarantee Fund” since 1999. IDGF recovers up to 200 000 UAH on deposits including interest to the customers of the troubled Banks.

Deposit “RADAGOLD”is accepted in banking metals (999.9 gold fineness from well-known manufacturers) in ingots weighing 1-100 g, purchased at the RADABANK cash desks, without being withdrawn from the Bank’s cash desk. The minimum deposit amount is 50 g. The deposit is made by transferring from the current account in banking metals to RADABANK. The interest on this deposit is calculated daily and paid at the end of the deposit term in national currency at the rate of NBU on the date of operation, by transferring to the depositor`s current/card account in RADABANK in UAH.

The deposit has the replenishment possibility. The minimum replenishment amount – 5 g. Partial withdrawals and early termination of the bank deposit contract are not provided.

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