Key Features of the “Currency Potential” Deposit

“Currency Potential” Deposit: currency—hryvnia (UAH), term—95 days, interest rate—12% per annum. Minimum deposit amount—400,000 UAH.

Early termination of the agreement is not permitted. The loyalty program does not apply to this deposit.

Possible consequences for the customer in the event of using the banking service or failure to fulfill obligations under the agreement for the provision of this banking service
For the service of accepting a bank deposit: when the bank accrues interest income, it is taken into account that the income received is subject to taxation, and the amounts of income from the deposit transaction are payable after taxation (payment of taxes and fees) in accordance with the Tax Code of Ukraine.
Possible consequences for the customer in the event of a delayed request to the bank for the return of funds raised under a bank deposit agreement

Possible consequences for the customer in the event of a failure to contact the bank in a timely manner regarding the return of funds raised under a bank deposit agreement:

the term of the deposit may be automatically extended for the same period if provided for in the agreement or the terms of the deposit;
there is no limit on the number of extensions to the term of the deposit, unless otherwise provided for in the deposit agreement or terms and conditions.

The terms and conditions for accepting bank deposits for certain types of deposits provide, by default, for the automatic renewal of the bank deposit agreement. Information regarding the renewal of the deposit is specified in the Application for Accession to the “Comprehensive Banking Services Agreement for Individuals.”

The Bank is prohibited from requiring a customer to purchase any goods or services from the Bank or from any affiliated or related party as a mandatory condition for the provision of these services (except for the provision of a banking services package).

The Bank has no right to unilaterally amend agreements concluded with customers, unless otherwise provided by the agreement or by law.

A customer may opt out of receiving promotional materials via remote communication channels by:

submitting a written request (Appendix No. 14 to the DKBF FO) to a Bank department;
contacting the Bank’s Contact Center, subject to mandatory customer verification.

Advertising mailings are resumed upon the Customer’s request to the Bank’s Contact Center.

The Customer has the right to terminate the agreement in accordance with applicable law and/or the agreement concluded between the Bank and the Customer/the terms of the deposit.

The calculation of projected income and expenses (amounts of taxes and fees) associated with opening a term deposit is determined as of the date the agreement is concluded and is provided at the depositor’s request upon conclusion of the agreement, in accordance with the Instructions on the Procedure for the Protection of Depositors’ Rights and Legally Protected Interests by the Deposit Guarantee Fund for Individuals.